XOR provides access to unique data sharing that drives incremental lift in risk, authentication, customer acquisition and management, and regulatory compliance. We currently manage permission-based data exchanges that serve credit card issuers, small business lenders, marketplace lenders, and the wireless, cable and satellite industries. We also have several new exchanges in development. To learn more about our exchanges or to discuss a new exchange that will help you propel your business and your industry forward, contact us.
XOR’s Small Business Risk Exchange offers unmatched insight into even the smallest of small businesses to help financial institutions, telecommunications providers, marketplace lenders and other service providers reduce fraud and credit risk while complying with Know Your Customer (KYC) regulatory requirements. This exchange makes it easy and affordable to better inform credit and service decisions for even the smallest of small businesses applicants and nonemployers without a comprehensive credit history. Learn More
XOR’s Compromised Identity Exchange allows entities that have suffered a data breach and companies that see increases in fraud following a data breach to better protect consumers from identity theft. By allowing companies at risk of losses to identify consumers who may be at risk of identity theft following a data breach, banks, lenders and other service providers can take preventative measures to stop fraud before it wreaks havoc on consumers. Learn more
In addition to developing data exchanges to solve our clients’ business challenges, we also provide a secure infrastructure to host exchanges for other companies. For example, XOR provides the secure environment for Tyche Analytics Company scientists to store and work with their customers’ data. XOR helps Tyche bring their clients’ data into the exchange and performs the initial cleansing and normalization to make the data as useful as possible for Tyche scientists.