Compromised Identity Exchange
What is it?

The Compromised Identity Exchange was developed specifically to protect consumers from identity theft and fraud following a data breach.

By gathering and analyzing data about breached records and ongoing fraud patterns, XOR is able to alert banks, lenders and other service providers of customers and applications that carry a higher risk of fraud so they may focus their prevention efforts where they’re needed most.

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What does it do?

The Compromised Identity Exchange enables service providers and lenders to better protect consumers from identity theft following a data breach.

Protect Breached Data from Producing Fraud
If your organization has suffered a data breach, your participation in the exchange is free and will allow service providers to prevent fraudsters from taking over existing accounts or applying for new accounts with stolen information.

Reduce Breach-Related Fraud Losses
Banks, lenders and service providers incur millions of dollars in fraud losses each year as a result of data breaches.

Protect Consumers
Participation in the exchange protects consumers whose personal information has been compromised from not only new application fraud, but from account takeover and, in time, tax refund fraud as well.

How does it work?

By combining records of breached data with records of known fraudulent activity, XOR is able to identify consumers who are at most risk of identity theft and help service providers such as banks, lenders and credit card issuers prevent fraud before it occurs.

MY COMPANY HAS SUFFERED A DATA BREACH

MY COMPANY EXPERIENCES FRAUD RESULTING FROM DATA BREACH

I’M A CONSUMER WHO HAS BEEN A PART OF A DATA BREACH

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