How We’re Different

Business leaders trust XOR to develop and deploy secure, technology-based solutions to complex business problems. Working within and across industries XOR creates transparent access to previously unattainable data through permission-based exchanges. By sharing data through XOR, businesses are reducing credit and fraud losses, attracting new customers, meeting regulatory requirements and monetizing their data assets.

And that’s just the beginning. Our patent-pending technology enables us to rapidly deploy new exchanges, based on industry demand, using our unique applications to process data more securely. Tell us the problem you want solved, and let XOR go to work for you.

Permission Based
Establish the rules.
Permission Based
Establish the rules.

XOR’s advanced technology enables Exchange Members to establish granular permission settings. Data owners determine under what conditions their data can be accessed and used, who is allowed access and for what purposes—down to an individual element.

Own Your Data
Never lose control of your data.
Own Your Data
Never lose control of your data.

XOR’s Exchange Members retain ownership and control of their data at all times. We don’t take broad license to use your data or even ownership of “derivative works” from your data. We rigorously log all data contributions and you can request it back at any time.

Measured Reciprocity
Ensure a fair playing field.
Measured Reciprocity
Ensure a fair playing field.

We use a unique patent-pending measured-reciprocity algorithm to ensure a fair playing field for participating Exchange Members. XOR calibrates the amount of data each member can access based on the amount and predictive value of data they make available to others on a member-by-member basis.

Real-Time Notice and Auditability
Know where your data is.
Real-Time Notice and Auditability
Know where your data is.

We instantly notify Exchange Members of the industry, purpose, date and time their data is accessed. Members also have the option to be notified less frequently (e.g., daily, weekly or monthly), and reports are available to audit how and where the data is being used.

ID Factoring
Share data more securely.
ID Factoring
Share data more securely.

We developed a new way to enable sharing of consumer identity data that provides greater protection than today’s best encryption, de-identification or anonymization technologies while still allowing for consumer-to-consumer element matching. This provides a more secure way to share data for some applications.

Analytics
Maximize the value of shared data.
Analytics
Maximize the value of shared data.

We not only deliver value by facilitating controlled, permission-based data sharing. We also build the fraud, identity risk, credit risk, marketing, and compliance analytic models and variables to help you better leverage the value of that shared data to solve real, day-to-day business challenges.

Distributed Exchanges
Overcome security challenges.
Distributed Exchanges
Overcome security challenges.

XOR developed unique, patent-pending technologies to access and evaluate information without directly storing any data from the source company or retaining any identifiable information. This helps many companies overcome the security and privacy issues associated with traditional data sharing.

Best-in-Class Security
Protect your data.
Best-in-Class Security
Protect your data.

XOR employs the best data security measures to meet regulatory and industry requirements, beginning with removing or encrypting personally identifiable information. Other measures include an advanced intrusion-detection system, active network scanning, system logging and monitoring and a robust web-application firewall to keep your data safe.

Data Minimization
Less data means less risk.
Data Minimization
Less data means less risk.

You don’t have to hand over all your data to solve your problems. XOR’s security measures go above and beyond encryption tactics for ultimate privacy and minimal risk.

Let XOR Go To Work For You

We’re interested in hearing about your industry challenges and building solutions that completely demolish them. Plus, you’ll find out the latest breakthroughs in XOR’s mission to revolutionize data sharing.

Newsletter

Top