XOR Data Exchange Privacy Policy

This Privacy Policy governs the manner in which XOR Data Exchange, Inc. (the “Company”) collects, uses, maintains and discloses information collected about visitors (each, a “User”) who interact with the www.xor.exchange website (“Site”). XOR Data Exchange, Inc. may also collect data about consumers from its customers (“Customers”) for the purposes of fraud and credit risk evaluation, authentication, compliance, marketing, or other purposes (“Services”) conducted on behalf of the Customer. This Privacy Policy outlines the rights and responsibilities of Users regarding data collected by the Site, and does not apply to information collected through Services, including the Company’s Service portals (e.g., portal.xordataexchange.com). For information about how your data is being used by a Customer for any Services of XOR Data Exchange, Inc., please contact the Customer (your service provider) or email privacy@xor.exchange.

Collection of personal identification information

XOR Data Exchange, Inc. may collect personal identification information from Users at the point of actions initiated by the User throughout his or her relationship with the Site. This includes, but is not limited to, when a User visits the Site, registers for an account on the Site, fills out a contact form, and/or opts out of a Service. Users may be asked for, as appropriate, name, date of birth, email address, mailing address, phone number, and/or Social Security number when establishing privacy settings or opting out of a Service. Users may visit the Site anonymously. XOR Data Exchange, Inc. will collect personal identification information from a User through the Site only if it is voluntarily submitted by the User.

Collection of non-personal identification information

XOR Data Exchange, Inc. may collect non-personal identification information about a User in detail or in aggregate whenever they interact with the Site. Non-personal identification information may include, but is not limited to, browser name and version, type of device, IP address and location, browsing and content statistics, and technical information about Users’ means of connection to the Site, such as the path of discovery, operating system, Internet service provider, and other similar information.

Web browser cookies

The Site may use “cookies” to enhance User experience and for security purposes. The User’s Web browser places cookies on their hard drive for record-keeping purposes and, in some cases, to track information about them. The User may choose to adjust their Web browser settings to refuse cookies, or to provide an alert when cookies are being used. If the User does so, note that some parts of the Site may not function properly.

How XOR Data Exchange, Inc. uses collected information

XOR Data Exchange, Inc. may collect and use a User’s personal information for the following purposes:

  • To personalize user experience: XOR Data Exchange, Inc. may use information in aggregate to understand how Users as a group use resources provided on the Site and/or to serve relevant content to the User based on perceived interest or browsing habits.
  • To process Services: XOR Data Exchange, Inc. may use the information Users provide about themselves when establishing privacy settings or opting out of Services. The Company may share these settings with the Customer to the extent necessary to provide the Service and honor the User’s privacy settings.
  • For marketing purposes: The Company may use the User’s email address to respond to User inquiries, questions, and/or other requests, to make the User aware of promotions and opportunities, or in an attempt to keep User records up to date. In compliance with The CAN-SPAM Act, the User may opt out of receiving emails for marketing purposes; but the User may continue receiving email notifications regarding account inquiries and Services in which the User’s data is used. Non-personal identification information may be used to serve relevant advertisements or information on the Site or on websites not owned by XOR Data Exchange, Inc.

How we protect your information

XOR Data Exchange, Inc. adopts appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on the Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL-secured communication channel and is encrypted and protected with digital signatures.

Changes to this Privacy Policy

XOR Data Exchange, Inc. has the discretion to update this Privacy Policy at any time. When the policy is updated, the Company will revise the version date at the bottom of this page. Users are encouraged to frequently check this page for any changes to stay informed about how information is collected, used and protected. By using the Site and/or Services, the User acknowledges and agrees to retain responsibility for reviewing this Privacy Policy periodically and becoming aware of modifications.

Your acceptance of these terms

By using this Site, the User agrees to the terms outlined in this policy. If the User does not agree to the terms, please do not use the Site. The User’s continued use of the Site following the posting of changes to this policy will be deemed acceptance of terms as presently described in the Privacy Policy.

Contacting XOR Data Exchange, Inc.

If you have any questions about this Privacy Policy or the practices of the Site, please contact the Company at:

XOR Data Exchange, Inc.
PO Box 91447
Austin, TX 78709-1447

This document was last updated on September 15, 2016